Homeownership comes with its fair share of responsibilities. Understanding what your home insurance policy covers when it comes to plumbing issues is one of them. From burst pipes to water damage, there is a seemingly endless list of possible scenarios that could call for insurance coverage – but which ones actually qualify? In this blog post, we’ll give you the latest scoop on what plumbing issues are covered by home insurance and how to find out more about them.
Plumbing Issues That Result From Burst Pipes, Leaks And Blockages
Home insurance in Australia can give homeowners peace of mind knowing that plumbing issues due to burst pipes, leaks and blockages are taken care of. This means that if a pipe suddenly bursts and floods your home, you don’t have to panic. Not only could this cause huge damage to your property, but it could end up costing you hundreds or thousands of dollars out-of-pocket. Home insurance gives you the assurance that should such an event occur, you won’t need to worry about costly repairs or replacing destroyed items.
Damage Caused By Sewage Backup Or Overflowing Gutters And Drains
A sewage backup or overflowing gutter or drain can cause serious damage to your home or business. It should come as a relief to know that insurance policies now cover such events. Depending on the policy you decide on, you may be able to insure your property against structural damage, loss of fixtures and fittings, lost items and contamination removal costs. In some cases, property owners can also receive compensation for their added inconvenience should they have to live elsewhere while repairs are being carried out following the insurance claim. Before signing up for an insurance policy, make sure you read the fine print so that you know exactly what is and isn’t covered if there is any sewage back up or overflowing drains due to floods or similar events. This way, you’ll have peace of mind knowing that your property and possessions will be taken care of.
Re-piping Your Entire Home If Necessary
It’s important to research your particular home insurance policy, as there are many variations. However, you may be surprised to find that you’re already covered for certain expenses such as re-piping a home. This type of service is quite expensive and if you can avoid paying out of pocket, it can make a significant difference in your budget overall. To get a better understanding of what your policy covers, and to understand the coverage limits, contact your insurance provider directly.
Check With Your Insurer Before Starting Repairs
Whether it’s a small or large repair, be sure to check with your insurer before you get started. Your insurer can provide invaluable insight into what is specifically covered under your policy and there may even be limits that you should consider. It’s important to know this information in order to avoid making any costly mistakes! Keeping track of what is included in your policy can lead to enormous savings down the road–so don’t forget to reach out to your insurer if you have any questions or need additional details.
Check With Your Plumber
If you have any questions about your coverage, contact a licensed plumber for more information. With their expertise and knowledge of the industry, you can be sure to get a comprehensive look at what is covered by your service plan. Licensed plumbers are well versed in the details of all types of plumbing coverage, so you don’t need to waste time trying to figure things out on your own. Simply contact one of them and let them know what type of questions you have; they’ll be more than happy to answer them and help you understand your coverage better.
Most home insurance policies in Australia will cover damage caused by burst pipes, leaks, blockages, and sewage backup. However, it’s important to check with your insurer and your plumber before making any repairs, so you know what is covered under your policy. If you have questions about insurance or need a licensed plumber for more information, O'Brien Plumbing Maroochydore is always happy to help. We’ve been operating our family run business since 1994 and take pride in our knowledge and reliability. Get in touch with us via our contact form or give us a call on (07) 5493 7330 today!